Things to Consider Before Making a Fire Damage Claim

9/21/2020 (Permalink)

Things to Consider Before Making a Fire Damage Claim

After your business in Scottsdale, AZ, has been targeted by fire damage, there are many things that you need to think about. However, making an effective insurance claim should be one of your priorities. Before you make your claim, it’s crucial to understand what is expected of you as the business owner. Here are some of the most important things to consider before you make a fire claim.

Record Signs of Damage

The process of filing an insurance claim can go much more smoothly if you are proactive in documenting all signs of damage to your business. To keep records of all types of harm, be sure to:

• Take photos of damage
• Collect receipts for items that are damaged or destroyed
• Make list of damaged items
• Keep track of how much you paid for harmed belongings

Taking these steps makes the claims-filing experience easier for you and shows your insurance company that you’re serious about your claim.

Show the Insurance Adjuster Around

When the insurance adjuster arrives at your business, it’s vital that you are with him or her so that you can show all signs of damage. Make sure you lead the adjuster around the building so that he or she can witness the full extent of your loss. To solidify your fire claim, it’s also wise to provide your insurance adjuster with extra copies of your list of damaged items as well as your receipts.

Understand Your Policy

Not every insurance policy is the same, and it’s important to understand exactly what is covered in yours before you make a claim. While reviewing your policy, make sure that nothing is ambiguous and that you know which aspects of your fire damage will be covered. This can help prevent any misunderstandings from occurring during the claims-filing process.
To bring your business back to life after a fire incident, you need to take immediate action. While a fire claim can help cover the costs of damage, total fire restoration requires help from experts. Contact professional restoration services immediately to help your business fully recover from the fire.